A direct lender built on speed, transparency, and the relentless pursuit of business growth.
Empire Auto Protect is a direct business lender headquartered in Dover, Delaware. We specialize in providing fast, flexible funding solutions to small and mid-sized businesses across the United States.
Unlike brokers or middlemen, we fund directly from our own capital. This means faster approvals, better terms, and a streamlined process that gets money into your hands when you need it most.
Our team combines deep financial services expertise with a technology-forward approach, enabling us to make funding decisions in hours — not weeks.
No brokers. No intermediaries. When you work with Empire Auto Protect, you work directly with the source of capital. This means faster decisions, lower costs, and a dedicated team that understands your business.
We believe every business deserves access to capital that fuels growth. Traditional banks move too slowly and reject too many qualified businesses. Empire Auto Protect exists to fill that gap.
Our mission is to empower business owners with the financial resources they need to seize opportunities, manage cash flow, and build lasting enterprises — all with the speed and flexibility the modern business landscape demands.
We take the time to understand your business goals and structure funding that aligns with your growth trajectory. Your success is our success.
Time is money. We deliver funding decisions within 24 hours and can have capital in your account the same day you are approved.
No hidden fees. No surprise terms. We present all costs and conditions upfront so you can make informed decisions with confidence.
We view every client relationship as a long-term partnership. Your growth drives our business, and we are invested in your continued success.
One size never fits all. We offer customizable funding structures that adapt to your revenue cycle, industry, and unique business needs.
We operate with the highest ethical standards in financial services. Every decision we make is guided by honesty and respect for our clients.
Leveraging technology and data analytics to streamline the lending process, reduce overhead, and pass savings directly to our clients.