Last Updated: February 24, 2026
By accessing and using the Empire Auto Protect website (empire-auto-protect.com) and our services, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you must not use our website or services.
Empire Auto Protect is a direct business lender providing financial services including working capital loans, revenue-based financing, equipment financing, short-term financing, business expansion funding, and custom funding programs. Our services are available to businesses operating within the United States.
To use our services, you must:
Submitting an application through our website does not guarantee approval or funding. All applications are subject to review, verification, and underwriting. Empire Auto Protect reserves the right to approve or deny any application at its sole discretion.
By submitting an application, you authorize Empire Auto Protect to verify the information you provide and to obtain additional information as necessary to evaluate your application.
You agree to:
By opting in to receive SMS or text messages from Empire Auto Protect, you consent to receive communications sent via an automatic telephone dialing system (ATDS) or similar technology to the mobile phone number you provide. These messages may include information about your funding application, account updates, and promotional communications.
Message frequency may vary. Message and data rates may apply based on your mobile carrier plan. You are responsible for any charges from your carrier.
You may opt out of receiving SMS messages at any time by replying STOP to any message. After opting out, you will receive one final confirmation message and will no longer receive text messages from us. For help, reply HELP to any message or email us at robin@empire-auto-protect.com.
Consent to receive SMS messages is NOT a condition of purchase or obtaining any services from Empire Auto Protect.
We will not sell, rent, or share your mobile phone number or any personal information collected through our SMS program with third parties for their marketing purposes.
All content on the Empire Auto Protect website, including text, graphics, logos, images, and software, is the property of Empire Auto Protect or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
To the fullest extent permitted by law, Empire Auto Protect shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, including but not limited to loss of profits, data, or business opportunities.
Our total liability for any claims related to our services shall not exceed the amount paid by you to Empire Auto Protect, if any, during the six (6) months preceding the claim.
Our website and services are provided on an "as is" and "as available" basis without any warranties of any kind, whether express or implied. Empire Auto Protect does not warrant that the website will be uninterrupted, error-free, or free of harmful components.
You agree to indemnify, defend, and hold harmless Empire Auto Protect, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from your use of our website or services, your violation of these Terms, or your violation of any rights of a third party.
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts located in Dover, Delaware.
Empire Auto Protect reserves the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page with an updated "Last Updated" date. Your continued use of our website and services after any changes constitutes your acceptance of the revised Terms.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions remain in full force and effect.
If you have questions about these Terms and Conditions, please contact us:
Empire Auto Protect
8 The Green Suite 11230
Dover, DE 19901
Email: robin@empire-auto-protect.com